More than 800,000 US borrowers still waiting for student loan relief: Income-based plans and forgiveness on hold

Over 800,000 federal student loan borrowers face lengthy delays for affordable repayment plans and loan forgiveness, with waits exceeding a year. Persistent bottlenecks in processing income-driven repayment and Public Service Loan Forgiveness applications are exacerbating financial pressure as defaults rise and enforcement actions resume.

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